Black People Have Higher Student Debt

I am re-purposing this post.  

 

According to Finance Professor Dr. Boyce Watkins, student loan debt is now the second highest form of debt in America, behind mortgages.  

 

Even worse, over half of all black college graduates have defaulted on their loans, causing the economic pain to be worse for our community than for others.

 

The Black/white student debt disparity TRIPLES after graduation, according to the Brookings Institute.  Students from our communities are more likely to take out student loans, and their student loans tend to be higher. However, there is a way to Avoid Student Debt.  

As I said in my blog post, Millennials Will Die in Debt, my ebook Shaking the Money Tree contains proven, effective methods for raising funding for your education. The experts I interviewed in Shaking the Money Tree explain step-by-step how to raise the money you need. One of my interviewees, Derek Hayes, had raised $500,000 for his fellow students at the time I interviewed him – I am sure he has raised much more than that by now.

Plus, download my free report, Avoid Student Debt. 

Download Shaking the Money Tree today – it can save you thousands.

Here's to your success!

Protecting Our Communities

Injustice Film on Deaths in Police Custody

Click here for a review of What They Don't Want Us to Know.
Listen below to my blog on Protecting Our Communities. 
One of the challenges we are facing at present is the killing of Black people by the police and the authorities.
This is just one of the reasons why I wrote What They Don't Want Us to Know along with some of my other books. We need to find effective methods to address these problems.  

Protecting Our Communities 



See also:  We Need Solutions that Work.  

Check Out Books Podcasts at Blog Talk Radio with Zhana21 on BlogTalkRadio

Click here to download Why We Need to Heal. 

Check out The Root on deaths in police custody: Ronald Singleton

New Review of What They Don't Want Us to Know.

What They Don't Want Us to Know

I have just received a new review of my ebook, What They Don't Want Us to Know.  You can read it below. 

I wrote What They Don't Want Us to Know several years ago and I recently updated it.  There is an urgency to this work, as more and more Black people are being killed by the police and the authorities (and, it seems, any random white person).  Plus there are many other ongoing issues which affect our communities.  For more about this, click here to download Why We Need to Heal, which is a free download.  Our communities need practical, effective solutions. 

Plus click here for your free sample chapter on Achieving Success.  

Here's the review: 

There are those in life that have a special calling, a calling that beckons us to seek out ways to enrich and improve their lives so that they may do the same for others. People such as this, with this burning desire in life, often find themselves in roles such as mentors, gurus, teachers, educators, and even parents. I myself am a parent and I have learned (be it the hard way) that in order for me to be able to be the best mother, the best sister, the best friend, the best daughter, and the best me I could be will require that I work towards improving myself in every aspect of my being.

We all want to have it all, but why does it seem so elusive and hard to obtain? Maybe it is because our whole lives, we have been living under the illusion that the key to our happiness lies in some external source, when in all actuality genuine, undying happiness sprouts forth from within.

What They Don’tWant Us to Know is a book that addresses those components of the lives of Black people - people of African heritage - that are most important in pursuing the best you. The chapters on Gratitude, Mindfulness, and Manifestation are only a few of the many nuggets of wisdom lent in this book that you can implement into your journey toward self-discovery. Learning how to release negative blockages, limiting beliefs, and fears were lessons I found to be highly beneficial to my overall wellbeing.

All of the information granted in this well-written, comprehensive guide will lead Black readers down a path towards lasting joy, peace, abundance, and prosperity in ways that are easy to implement into the busiest of lifestyles. I enjoyed the thoroughness of Zhana’s writing and the way she conveys a message of this complexity and proportion in an engaging and entertaining manner. Excellent read and I highly recommend this book to people of African heritage who strive to make positive change today for a better future tomorrow - for ourselves, for our families, for our communities and for humanity!

Free Teleseminar: Raising Money Through Sponsorship

If you missed it, click here to listen to the recording of our free teleseminar on raising money through sponsorship.

People are making thousands through sponsorship - like Derrick Hayes, who has raised over $500,000 for students at the University of Tennessee.

Ever wanted to attend a conference or other event? You knew it would be good for your business, but you just didn't have the funds?

Struggling to raise the money for college or university? You want to give your kids the best possible start in life, but it's just so difficult.

Sponsorship may be a solution.

In this free teleseminar, I was interviewed by Joan Gosier, co-presenter of What U Need to Know. We talked about

- why organizations donate money
- how to find the information you need to apply for

and more.

Click here to listen now.

Click here to join us on Facebook.

Here's to your success!

He Raised Over $500,000

Do you want to raise finance for your education or your business?

Derrick Hayes, author of Raising Money in a Recession, has raised over half a million dollars to help people with their university fees. I interviewed him in More Black Success Volume 8.

Derrick is just one of the people I interviewed in my new ebook Shaking the Money Tree, about raising sponsorship funding.

For a limited time, Shaking the Money Tree is available for just $8, which is a 75% discount off the regular price of $32.

If you want to raise sponsorship funds for your

- education
- business
- arts or community project, or
- sporting event,

you want this ebook.

Click here for more information and to download your copy of Shaking the Money Tree.

Here's to your success!

Need Finance for Your Business?

Many people are seeking finance for their businesses, and finding that the banks aren't lending.

Many people and organisations are also seeking sponsorship to attend conferences and other events.

If you are seeking alternative sources of funding, my new ebook Shaking the Money Tree may help.

I consulted many financial advisors about sponsorship, but they didn't have the information I needed. So I researched it and published this book. Click here to download Shaking the Money Tree now.

For a limited time, you can get a 75% discount off the regular price.

Here's to your success!

Black Hair Care - From Korea to Your Neighbourhood

I read an article in this month's Ebony about the use of products sourced from Korea. Although I was aware of this, what I did not realise was that many of the shops that supply Black haircare products in the States are also Korean-owned. These are the little neighbourhood shops selling in Black communities.

The article cited a video about this - I list several YouTube videos below. Most of them were made by Aron Ranen, a white man. I know Spike Lee dealth with this issue of Korean-owned shops in "Do the Right Thing", and also dealt with the self-hatred issue in "School Daze".

In the UK, this was certainly a problem in the past. Many of the shops were owned by Asian business people (from Bangladesh, Pakistan or East Africa). One of the videos, subtitled "Report from London", states that this is still an issue. However, in my experience, many of these shops are African-owned.

Asian grocers still often supply the food products we enjoy, such as sweet potatoes, plaintains, mangoes and other tropical fruits.

I am wondering (just wondering, folks) whether it would be in our best interests to partner with Asian businesses in order to gain the opportunity to supply people in our own communities. This could potentially be a step towards economic self-sufficiency.

The article quoted Ranen as saying that African Americans should go to Korea to source the hair themselves, rather than buying through a third party.

This is a sound business principle - know your suppliers and deal with them directly.

Of course, the article did not address the basic problem of why African and African Diasporic women feel the need to buy hair from Korean people to disguise the natural texture of their hair. And why we are still allowing European sensibilities to define our concepts of beauty.

The way I see it, this is part of the legacy of slavery - what is sometimes called "Post-Traumatic Slave Syndrome".

We need to learn to love ourselves, inside and out. We need to love ourselves enough that we are willing to buy from Black businesses - to prosper those who look like us and with whom we share a common cultural identity and heritage. That way, our Black businesses and communities will thrive, for the benefit of everyone.

To read more about Black haircare and the need for self-love, read "What They Don't Want Us to Know". http://www.lulu.com/content/2571278

Aron Ramnn’s Black Haircare Documentary Part One
http://www.youtube.com/watch?v=p96aaTSdrAE
Black Hair Documentary Part Four
http://www.youtube.com/watch?v=m67P2kT7TzQ&feature=related
Aron Ranen's Black Hair Documentary- Report from London
http://www.youtube.com/watch?v=SICRkQzww5Q&feature=related
"My Nappy ROOTS" Award winning documentary on Black hair
http://www.youtube.com/watch?v=-fZaDf15O-8&NR=1